Saturday, October 31, 2009

Student loans and home loans?

I know that student loan payments are taken into account as part of your debt when buying a home. But what about if you're still in school and you aren't making student loan payments yet? We're looking to buy a house in about 5 mos. and in may I'll graduate with a BA, I've include my estimated conslidated student loan payment in our debt. However my husband is entering grad school and we won't be paying back his loans for another 3 yrs. But will that still affect how much we can borrow now for a home?



Student loans and home loans?

Source a fair bit of information from the net on loans for those in your situation. Write it all down and then apply this to your income and spending.



Student loans and home loans?

I just took out a second on my house, and my wife is in her 2nd year of college. We wont start paying on her loans until after she graduates either, and the loans did not show up on our credit report for the 2nd loan.

How can I get a 40,000 student loan?

As has been pointed out, you'd need to get a private loan to get close to that amount. I think the most I've ever seen lent was $30k even though the 40k is what is advertised as being available. So even private loans may not be enough.



In order to maximize your chances try applying at several places, Astrive has been mentioned, but also try Chase Bank, you can reach them through http://www.usadegees.com/chase/ and Student Loan Advisors at http://www.studentloanadvisors.com/



I'll end with the same comment others have offered, borrow what you need to get your education, but be careful not to get in too deep. You're goal is to better your life, don't start off on the wrong foot.



Good Luck!



How can I get a 40,000 student loan?

astrive offers student loans, salliemae, as well as visa.



go to astrive.com or visa.com for more info



i go through sallie mae, and they treat me pretty good. (www.salliemae.com)



How can I get a 40,000 student loan?

Sallie Mae. they are actually great, they keep u updated. they send u statements, etc.



How can I get a 40,000 student loan?

u sure u want to go that much in debt!? Hope what ever u are planning to study will allow u to have a life AND pay off that loan!



How can I get a 40,000 student loan?

Ouch! That's a very expensive school. I hope you wouldn't have to borrow that each year for 4 years. My advise: any school that expensive has to have means to pay for it. Talk to the schools financial aid office. Try to start with the federal loans first-max out those amounts- then if you have to go to the private loans, but be careful, those have higher interest rates and fees. I'm attaching a publication. In the back are the maximum amounts you can borrow for fed loans.



Good rule of thumb when borrowing, only borrow total amount of what you can expect to earn your first year upon graduating.



How can I get a 40,000 student loan?

Up to $40,000 per year



Get the money you need for school expenses



Private Student Loan Benefits:



- Repay after graduation



- Funds sent to you fast



- Cosigner release option available



- Easy to apply 24/7 by phone or online



- Loans are available for undergrad, graduate %26amp; continuing education



As you determine the best way to finance your education, you should consider the full range of student financial aid options available. Private Student Loans from ChaseStudentLoans.com can be used either alone or when federal loans, grants and other forms of financial aid are not sufficient to cover the full cost of higher education.

Urgent *anyone know where I can get a $ 10 000 student loan in Canada without a cosigner and minimal

I have been turned down by the banks because of my minimal income, and I really need the money soon!



Urgent *anyone know where I can get a $ 10 000 student loan in Canada without a cosigner and minimal money*?

citibank.....they helped me!



Urgent *anyone know where I can get a $ 10 000 student loan in Canada without a cosigner and minimal money*?

I Mr Hilton Nicolas from the Hilton Financial Solutions.Let us help you arrange financing and also get a very legit loan,contact us today via email us today -:nikky_hilton2006@yahoo.co.uk



nicolas@hiltonfinancialco.co...



Your Sincerely



Hilton Nicolas Report It



Urgent *anyone know where I can get a $ 10 000 student loan in Canada without a cosigner and minimal money*?

Canada Student Loans and most schools do not discriminate students based on income..

I want to apply for a Stafford Student Loan (I heard it was the best from Suze). How do I go about d

By Suze I mean Suze Orrman.



I want to apply for a Stafford Student Loan (I heard it was the best from Suze). How do I go about doing that?

You fill out the Free Application for Financial Aid. Once it's accepted, the government will tell you what your expected financial contribution to your own education is. Next - you apply for financial aid at your university of choice. When they complete your financial aid award, it will indicate whether you are eligilble for a Stafford Student Loan. In most cases, you'll be eligible for at least an unsubsidized Stafford Loan, but if you have unmet need, then you may even qualify for a subsidized Stafford Loan, where the government pays the interest until you begin repayment.



The most important piece to remember is you cannot just apply for a Stafford Loan - you have to have something from your Financial Aid office that says you are eligible. They will also tell you who their preferred lenders are; sometimes it's easiest and most equitable to use them.



I want to apply for a Stafford Student Loan (I heard it was the best from Suze). How do I go about doing that?

You need to complete the FAFSA. That is the main application for financial aid. You school will send you a financial aid award letter, and it will say whether or not you got a stafford loan.



I want to apply for a Stafford Student Loan (I heard it was the best from Suze). How do I go about doing that?

Everyone else really answered your question, but I just wanted to say I love Suze!!! Reading her book Young Fabulous and Broke totally helped me figure out how to get out debt, how to rebuild my credit and how to make a budget. She is awesome! Good for you for taking her advice and trying to get the best loan for yourself.



I want to apply for a Stafford Student Loan (I heard it was the best from Suze). How do I go about doing that?

Students who are looking for a bad credit student loan should pick three schools they are most interested in, talk to the admissions office, and ask what is needed to apply in their school.A bad credit%26lt;!--student loan is payable only after the student has completed his or her education, and has started earning a certain minimum amount. You can find more information on Student Loan here,



http://badcredits.awardspace.com/student...



The minimum amount that the candidate of the bad credit student loan is required to earn has also increased. Bad credit student loans are available as both secured and unsecured loans--%26gt;depending on whether you are a homeowner or not. The rate of interest to be paid on unsecured bad credit student loans is higher than that on secured bad credit student loans. This is because the secured bad credit student loans are backed by your home as a security.

What should I do with my financial aid student loan refund check?

What should I spend it on? It will be after school starts, %26amp; I will already have all my books %26amp; everything. I think I might get about $8,000 or less back, %26amp; I really need the money, but I don't know what to use it for. I would like to buy a used car for transportation to %26amp; from school, but someone told me I couldn't use it for that. The bus transportation system SUCKS here in Denton, TX! It's very ridiculous. It takes me 2 1/2 hrs. to get some place by bus that takes 5-10 minutes by car. Or do you think it would be easier if I take a cab every day? I estimated that would be like $320/month. I don't know...but the bus would be free, but it's dangerous to be taking the bus during dusk before 6 PM in order to get to a required 8 AM class. But @ the same time, you can't rely on a taxi to be there when you want it to. So I guess I'm better off with a car. Financial Aid doesn't ask you what you did with your money anyway. What else should I do with any leftover money?



What should I do with my financial aid student loan refund check?

It sounds as if you really need a car. That would be better and safer than a car or bus. Remember to save enough out to pay the insurance and gas.



You probably will save money by being able to go to cheaper places and buying your groceries in bulk (which is hard to do in a cab or bus) so I think a car would be a good investment.



And just think, if you want an ice cream cone in the middle of the night,, you can just hop in your car and go. LOL ---I do that sometime.



What should I do with my financial aid student loan refund check?

Purchasing a car, insurance, gasoline, etc. for purposes of going to/from school is a legitimate expense for financial aid purposes. Report It



What should I do with my financial aid student loan refund check?

You could save it for next semester and reduce the amount of student loans that you need.



What should I do with my financial aid student loan refund check?

You can do whatever you want with the money. It's all yours!



What should I do with my financial aid student loan refund check?

I don't see why you can't use the money to buy the car. Your friend may not know what he/she is talking about. A car would be a good investment. With my first financial aid check I bought a decent used vehicle. I say go for it.

How much do you pay per month for your student loan?

142 a month, i'll probably be paying that until i'm 30.



How much do you pay per month for your student loan?

All together? About $450/month. Makes me sound educated, does it not??



How much do you pay per month for your student loan?

if my memory serves me correct from last week you dont have to pay it back until you earn over a certain amount per year something like 13-15k cant remember look it up.



How much do you pay per month for your student loan?

Hello! I Got This For You. As Always, It's Always Better That You Get The Info Firsthand. So Better Check It Out Yourself, Im sure You'll Discover Something...

I'm applying for a Wells Fargo student loan, approximately how long will it take to get process

How long will it take to send the money to either me or the school to ensure that payment will be made by the proper deadline..?



I'm applying for a Wells Fargo student loan, approximately how long will it take to get processed?

it all depends really...when i was trying to apply for my loan it was a big mess b/c the school kept srewing up on my hours and therefore on how much the loan would be for. B/c of this i had to wait more to accept all of the final changes and of course the loan. I was worried about the deadline too so i called the fin. aid people and they said the loans wouldn't kick in on time and therefore i would have to get help from a friend or something temporarily or i could take out a tuition loan which would pay tuition until the loans come in. In the end i didn't accept the Wells Fargo Loan but accepted another one through school. All in all, it would probably be helpful if you talked to someone from finaid at your school just to be sure...Good luck! :)



I'm applying for a Wells Fargo student loan, approximately how long will it take to get processed?

about 24 to 48 hours.



I'm applying for a Wells Fargo student loan, approximately how long will it take to get processed?

I just did a wells fargo loan and the money showed up in my school account in about two days.

 

clear up a student loan Copyright 2008 All Rights Reserved Baby Blog Designed by Ipiet | Web Hosting