Student loans and home loans?

I know that student loan payments are taken into account as part of your debt when buying a home. But what about if you're still in school and you aren't making student loan payments yet? We're looking to buy a house in about 5 mos. and in may I'll graduate with a BA, I've include my estimated conslidated student loan payment in our debt. However my husband is entering grad school and we won't be paying back his loans for another 3 yrs. But will that still affect how much we can borrow now for a home?

Student loans and home loans?

Source a fair bit of information from the net on loans for those in your situation. Write it all down and then apply this to your income and spending.

Student loans and home loans?

I just took out a second on my house, and my wife is in her 2nd year of college. We wont start paying on her loans until after she graduates either, and the loans did not show up on our credit report for the 2nd loan.

How can I get a 40,000 student loan?

As has been pointed out, you'd need to get a private loan to get close to that amount. I think the most I've ever seen lent was $30k even though the 40k is what is advertised as being available. So even private loans may not be enough.

In order to maximize your chances try applying at several places, Astrive has been mentioned, but also try Chase Bank, you can reach them through http://www.usadegees.com/chase/ and Student Loan Advisors at http://www.studentloanadvisors.com/

I'll end with the same comment others have offered, borrow what you need to get your education, but be careful not to get in too deep. You're goal is to better your life, don't start off on the wrong foot.

Good Luck!

How can I get a 40,000 student loan?

astrive offers student loans, salliemae, as well as visa.

go to astrive.com or visa.com for more info

i go through sallie mae, and they treat me pretty good. (www.salliemae.com)

How can I get a 40,000 student loan?

Sallie Mae. they are actually great, they keep u updated. they send u statements, etc.

How can I get a 40,000 student loan?

u sure u want to go that much in debt!? Hope what ever u are planning to study will allow u to have a life AND pay off that loan!

How can I get a 40,000 student loan?

Ouch! That's a very expensive school. I hope you wouldn't have to borrow that each year for 4 years. My advise: any school that expensive has to have means to pay for it. Talk to the schools financial aid office. Try to start with the federal loans first-max out those amounts- then if you have to go to the private loans, but be careful, those have higher interest rates and fees. I'm attaching a publication. In the back are the maximum amounts you can borrow for fed loans.

Good rule of thumb when borrowing, only borrow total amount of what you can expect to earn your first year upon graduating.

How can I get a 40,000 student loan?

Up to $40,000 per year

Get the money you need for school expenses

Private Student Loan Benefits:

- Repay after graduation

- Funds sent to you fast

- Cosigner release option available

- Easy to apply 24/7 by phone or online

- Loans are available for undergrad, graduate %26amp; continuing education

As you determine the best way to finance your education, you should consider the full range of student financial aid options available. Private Student Loans from ChaseStudentLoans.com can be used either alone or when federal loans, grants and other forms of financial aid are not sufficient to cover the full cost of higher education.

Urgent *anyone know where I can get a $ 10 000 student loan in Canada without a cosigner and minimal

I have been turned down by the banks because of my minimal income, and I really need the money soon!

Urgent *anyone know where I can get a $ 10 000 student loan in Canada without a cosigner and minimal money*?

citibank.....they helped me!

Urgent *anyone know where I can get a $ 10 000 student loan in Canada without a cosigner and minimal money*?

I Mr Hilton Nicolas from the Hilton Financial Solutions.Let us help you arrange financing and also get a very legit loan,contact us today via email us today -:nikky_hilton2006@yahoo.co.uk

nicolas@hiltonfinancialco.co...

Your Sincerely

Hilton Nicolas Report It

Urgent *anyone know where I can get a $ 10 000 student loan in Canada without a cosigner and minimal money*?

Canada Student Loans and most schools do not discriminate students based on income..

I want to apply for a Stafford Student Loan (I heard it was the best from Suze). How do I go about d

By Suze I mean Suze Orrman.

I want to apply for a Stafford Student Loan (I heard it was the best from Suze). How do I go about doing that?

You fill out the Free Application for Financial Aid. Once it's accepted, the government will tell you what your expected financial contribution to your own education is. Next - you apply for financial aid at your university of choice. When they complete your financial aid award, it will indicate whether you are eligilble for a Stafford Student Loan. In most cases, you'll be eligible for at least an unsubsidized Stafford Loan, but if you have unmet need, then you may even qualify for a subsidized Stafford Loan, where the government pays the interest until you begin repayment.

The most important piece to remember is you cannot just apply for a Stafford Loan - you have to have something from your Financial Aid office that says you are eligible. They will also tell you who their preferred lenders are; sometimes it's easiest and most equitable to use them.

I want to apply for a Stafford Student Loan (I heard it was the best from Suze). How do I go about doing that?

You need to complete the FAFSA. That is the main application for financial aid. You school will send you a financial aid award letter, and it will say whether or not you got a stafford loan.

I want to apply for a Stafford Student Loan (I heard it was the best from Suze). How do I go about doing that?

Everyone else really answered your question, but I just wanted to say I love Suze!!! Reading her book Young Fabulous and Broke totally helped me figure out how to get out debt, how to rebuild my credit and how to make a budget. She is awesome! Good for you for taking her advice and trying to get the best loan for yourself.

I want to apply for a Stafford Student Loan (I heard it was the best from Suze). How do I go about doing that?

Students who are looking for a bad credit student loan should pick three schools they are most interested in, talk to the admissions office, and ask what is needed to apply in their school.A bad credit%26lt;!--student loan is payable only after the student has completed his or her education, and has started earning a certain minimum amount. You can find more information on Student Loan here,

http://badcredits.awardspace.com/student...

The minimum amount that the candidate of the bad credit student loan is required to earn has also increased. Bad credit student loans are available as both secured and unsecured loans--%26gt;depending on whether you are a homeowner or not. The rate of interest to be paid on unsecured bad credit student loans is higher than that on secured bad credit student loans. This is because the secured bad credit student loans are backed by your home as a security.

What should I do with my financial aid student loan refund check?

What should I spend it on? It will be after school starts, %26amp; I will already have all my books %26amp; everything. I think I might get about $8,000 or less back, %26amp; I really need the money, but I don't know what to use it for. I would like to buy a used car for transportation to %26amp; from school, but someone told me I couldn't use it for that. The bus transportation system SUCKS here in Denton, TX! It's very ridiculous. It takes me 2 1/2 hrs. to get some place by bus that takes 5-10 minutes by car. Or do you think it would be easier if I take a cab every day? I estimated that would be like $320/month. I don't know...but the bus would be free, but it's dangerous to be taking the bus during dusk before 6 PM in order to get to a required 8 AM class. But @ the same time, you can't rely on a taxi to be there when you want it to. So I guess I'm better off with a car. Financial Aid doesn't ask you what you did with your money anyway. What else should I do with any leftover money?

What should I do with my financial aid student loan refund check?

It sounds as if you really need a car. That would be better and safer than a car or bus. Remember to save enough out to pay the insurance and gas.

You probably will save money by being able to go to cheaper places and buying your groceries in bulk (which is hard to do in a cab or bus) so I think a car would be a good investment.

And just think, if you want an ice cream cone in the middle of the night,, you can just hop in your car and go. LOL ---I do that sometime.

What should I do with my financial aid student loan refund check?

Purchasing a car, insurance, gasoline, etc. for purposes of going to/from school is a legitimate expense for financial aid purposes. Report It

What should I do with my financial aid student loan refund check?

You could save it for next semester and reduce the amount of student loans that you need.

What should I do with my financial aid student loan refund check?

You can do whatever you want with the money. It's all yours!

What should I do with my financial aid student loan refund check?

I don't see why you can't use the money to buy the car. Your friend may not know what he/she is talking about. A car would be a good investment. With my first financial aid check I bought a decent used vehicle. I say go for it.

How much do you pay per month for your student loan?

142 a month, i'll probably be paying that until i'm 30.

How much do you pay per month for your student loan?

All together? About $450/month. Makes me sound educated, does it not??

How much do you pay per month for your student loan?

if my memory serves me correct from last week you dont have to pay it back until you earn over a certain amount per year something like 13-15k cant remember look it up.

How much do you pay per month for your student loan?

Hello! I Got This For You. As Always, It's Always Better That You Get The Info Firsthand. So Better Check It Out Yourself, Im sure You'll Discover Something...

I'm applying for a Wells Fargo student loan, approximately how long will it take to get process

How long will it take to send the money to either me or the school to ensure that payment will be made by the proper deadline..?

I'm applying for a Wells Fargo student loan, approximately how long will it take to get processed?

it all depends really...when i was trying to apply for my loan it was a big mess b/c the school kept srewing up on my hours and therefore on how much the loan would be for. B/c of this i had to wait more to accept all of the final changes and of course the loan. I was worried about the deadline too so i called the fin. aid people and they said the loans wouldn't kick in on time and therefore i would have to get help from a friend or something temporarily or i could take out a tuition loan which would pay tuition until the loans come in. In the end i didn't accept the Wells Fargo Loan but accepted another one through school. All in all, it would probably be helpful if you talked to someone from finaid at your school just to be sure...Good luck! :)

I'm applying for a Wells Fargo student loan, approximately how long will it take to get processed?

about 24 to 48 hours.

I'm applying for a Wells Fargo student loan, approximately how long will it take to get processed?

I just did a wells fargo loan and the money showed up in my school account in about two days.

How old do you have to be to a get a student stafford loan? And how easy/hard is it to get a student

You have to file a FAFSA first. I'm not sure if Stafford loans are for undergrads only or extend to grad students as well. perkins loans are available as well.

As for private loans, it has to do with how good/bad your credit rating is and if you have a credit-worthy cosignor or not.

How old do you have to be to a get a student stafford loan? And how easy/hard is it to get a student loan?

Depend if your parent want to paid for you. You can borrow the loan at the first year you go to college depend on how many year you will loan. You can paid the money after you work and have a job

Is there a way to get a student loan for college if you have not so good credit?

I need 11,000 to pay half of my tuition and the rest for books and maybe a lap-top....anybody know a good guarentee website

Is there a way to get a student loan for college if you have not so good credit?

Oh goodness...talk to your financial aid officer and let them point you in the right direction.

Is there a way to get a student loan for college if you have not so good credit?

any school you go to should be able to help you with private loans through school........unless you go through a private source to get a student loan it should not even be a problem even with bad credit.

Is there a way to get a student loan for college if you have not so good credit?

Don't go to a Web site. Work with your bank, your parents' bank, or your school for a loan. You can probably still get one. Can a parent or relative cosign with you? If they have good credit, it can give you a better interest rate.

Is there a way to get a student loan for college if you have not so good credit?

Make sure you apply for federal student loans before going the private loan route. Federal loans require no credit check or cosigner and have better fees, interest rate and repayment terms than private loans. Complete the application on line at http://www.fafsa.ed.gov to apply.

Is there a way to get a student loan for college if you have not so good credit?

I found interesting information about your answer, college loans, scholarships, college grants %26amp; partime works here.

http://all-student-loan-consolidation.bl...

Good luck!

I'm 80K in debt. 70K on credit cards. 10K for federal student loan. Unemployed for 6 months. No

I am losing hope. I am not lazy I just have not found a career that I am passionate about so I job hop. I've had more than 7 jobs in 10 years. How do I regroup? I am down to my last $20 and very confused. I am a college graduate. I am looking for an opportunity to excel and grow with a legitimate company in Chicago. I prefer to work in an office and not run around all day. I am looking for a mentor. Any volunteers?

I'm 80K in debt. 70K on credit cards. 10K for federal student loan. Unemployed for 6 months. Now what?

I agree with Laura C. If you are that far in debt don't be so picky. Take what you can get (like it or not) %26amp; while you are there do the best work you can do (who knows...it may get you something better or closer to a job you are hoping for). You don't have to stay at the job until you retire, but you need the paycheck to pay your bills. A paycheck is a paycheck whether you are passionate about the job or not. If you don't get an income you are not going to get out of debt anytime soon. All you will succeed in doing is raising the amount of your debt. I know because I was there. Sure some answers are go get a loan. Bad idea! That is why you are where you are. If you can't pay back what you already owe, DON'T borrow more. Also as Donald W said...don't believe those %26quot;credit repair%26quot; scams. They can't get you anything you can't get yourself from the creditors (payment options, stopping the fees, etc.), most of them charge you money that you can't afford because you are already in debt (you are calling them to help lower your debt and get you out of it and they add to it for helping you? That should tell you something about their service! It's B.S.!)

Call every one of the creditors you owe, see if they can work with you to help get the balances paid off and maybe even lowered. Most of them will work with you! They sometimes reduce the balance, stop charging the extra penalties and fees every month for late payments, over credit line fees, etc., negotiate a low reasonable payment plan (less than what it is now)! DO NOT IGNORE AND AVOID THEM!!! Trust me I know. I know that it is not easy to talk to them, but in the longrun it is better and you will be glad you did. The daily phone calls you probably get, turn into hourly calls from 8am-9pm everyday including Sat., Sun., and holidays, the Fedex and UPS delivery persons get to know you really well because they bring you letters from them all the time and the stress level you are at gets higher and higher.

I know how you feel because I have been there myself. It isn't easy and you feel like giving up, but if you just make an effort and do your part, it will get better! If you were responsible for creating the debt, be responsible and get rid of it! Don't forget about it!

Good luck and I wish you all the best!

I'm 80K in debt. 70K on credit cards. 10K for federal student loan. Unemployed for 6 months. Now what?

Bankruptcy for the $70K, pay off the student loan.

I'm 80K in debt. 70K on credit cards. 10K for federal student loan. Unemployed for 6 months. Now what?

You can search online for a mentor to help you. That's what I would do.

I'm 80K in debt. 70K on credit cards. 10K for federal student loan. Unemployed for 6 months. Now what?

Like I did in a very similiar situation (college grad, with no immediate dream job prospects as I'd hoped) .... you need to suck it up and find a job (ANY JOB) that puts a paycheck in your hand until you start to get your head above water.... work retail, restaraunt, anything that pays... if you're in that much debt you are in no position to be choosey. If you're not lazy like you said, you would get a job anywhere as long as it was work and income.

I'm 80K in debt. 70K on credit cards. 10K for federal student loan. Unemployed for 6 months. Now what?

look at it this way.you can go nowhere but up from here.good luck!

I'm 80K in debt. 70K on credit cards. 10K for federal student loan. Unemployed for 6 months. Now what?

I'll be your mentor contact me....I can help you get outta debt too

I'm 80K in debt. 70K on credit cards. 10K for federal student loan. Unemployed for 6 months. Now what?

walk over to the bank and get a loan.

I'm 80K in debt. 70K on credit cards. 10K for federal student loan. Unemployed for 6 months. Now what?

Since you don't know what you want to be when you grow up, I'd suggest taking a personality/career assessment on line. (Some are free--I recommend Tickle.com--they want you to pay, but you can figure out what the answers are without paying.) Then, I'd get to my local one-stop (formerly the unemployment office) for help with resume/cover letter, etc. Then, I'd look at the Labor Market Information website (www.lmi.state.(the initials).us) for more information. They will also show what employers are hiring in your area. I'd also contact a consumer credit counselor. Good luck!

I'm 80K in debt. 70K on credit cards. 10K for federal student loan. Unemployed for 6 months. Now what?

Bankruptcy is an option, but have you made contact with your credit card companies? You should make some arrangements with them that you can keep.

Get any job or jobs and stick with them. You can get a job easier with a job than as an unemployed person. There's no shame in working food service, front or back of the house; no shame in traveling either. Maybe Chicago is not the town for you. I think it's time to stop worrying about your %26quot;druthers%26quot;, i.e. working in an office, etc. Take a job and start digging yourself out of this hole you are in.

Do not get suckered into using a %26quot;credit repair%26quot; company. They are scam artists and will just pull you beyond the bottom of the hole you are in now. Promises of fixing your credid are lies. No one and nothing can %26quot;fix%26quot; credit reports. All you can do there is pay off the debts and after 7 years the bad ratings will be removed.

I'm 80K in debt. 70K on credit cards. 10K for federal student loan. Unemployed for 6 months. Now what?

If you have only $20 left, you should go to the %26quot;Day Labor Employer%26quot;, take any job assignment they offer, and work through there until you find a better job.

Remember... any job is better than no job.

Ignore the credit card debt. Pay the rent, electric, water, phone, etc.

File chapter 7 bankruptcy

Ignore your desire to feel passionate about a job. Just focus on getting a job that you can do, that will pay you fairly, that will enable you to support yourself.

Continue your search for a job that you can feel passionate about (just make sure you maintain steady employment while searching).

I'm 80K in debt. 70K on credit cards. 10K for federal student loan. Unemployed for 6 months. Now what?

Grow up. Take a job that puts food on your table and pays your bills. Noone ever promised you you'd love what you did for a living. Getting in touch with your inner self has obviously not paid off. When you get a few bucks in the bank invest in a good lawyer. You'll need him for bankruptcy court.

I'm 80K in debt. 70K on credit cards. 10K for federal student loan. Unemployed for 6 months. Now what?

Visit this site. It is a Christian based site that helps people with finances. Keep looking up.

I'm 80K in debt. 70K on credit cards. 10K for federal student loan. Unemployed for 6 months. Now what?

Check out: http://loanconsolidation1.blogspot.com They have good information on student loans, refinancing and loan consolidation.

http://loanconsolidation1.blogspot.com

Is there any way to get an advance on a student loan?

Not on a federal one. The money goes directly to the school.

Is there any way to get an advance on a student loan?

Most student loans disperse directly into your account at the school you are attending and you are unable to use that money until the first day of classes.

There are some private student loans available (see Sallie Mae) that disperse to you and not your school.

Is there any way to get an advance on a student loan?

GODBLESS!!!

Where is the best place to get a student loan if your just began or is not all that great?

oh, brother. I hope you filled the FAFSA and applied for every grant you could find first. UPS offers a lot in tuition, so do many of the grocery stores if you can get a part time job there.

If not and you exhausted it all, go to your families bank and ask the loan officer for a few minutes to advise you.

When all is said and done go to the financial aide office (at school) and start filling out he forms. They will help.

Where is the best place to get a student loan if your just began or is not all that great?

If you live in South Africa it will be easy. try this link maybe you can get something. or else goe to you nearest bank and ask them or the closest campus they also offer assistant in applying for a student loan.

Good luck

Where is the best place to get a student loan if your just began or is not all that great?

If you can afford not to take out loans that is always the best option. If you applied for FAFSA and didn't get any grants and you need money then you will want to take out a loan.

What is the difference in a Sally Mae subsidized loan and an unsubsidized student loan?

A subsidized loan is based on financial need. If you have the financial need for the student loan based on the calculation results from your FAFSA, then the loan will be subsidized. This means that the federal government will cover the interest on the loan while you are in school at least 6 units, during your six month grace period after graduating or dropping under 6 units, and during any deferment or forbearance periods.

If you do not have the financial need for a student loan based on your FAFSA calculations but you would still like to take out a federal student loan, the loan will have to be unsubsidized. This means that the loan will continue to accumulate interest at your expense from the date the loan is disbursed to you until it is paid off. Thus, this loan will cost you more in the long run, so try to keep to subsidized loans only if at all possible.

That is the ONLY difference! You still don't have to pay as long as you are in school at least 6 units and you still get a 6 month grace period after you graduate or stop attending at least 6 units. Also, the deferment and forbearance rights are all the same whether the loan is subsidized or unsubsidized, so all of the answers you've gotten so far are incorrect.

If you need any other clarification, please speak with a Financial Aid Assistant at your college's financial aid office, preferrable a loan specialist to make sure you are getting all the information you need and understanding fully your rights and responsibilities as a student loan borrower.

What is the difference in a Sally Mae subsidized loan and an unsubsidized student loan?

unsubsidized loans accrue interest from the time you take them out and all the time you're in school.

Subsidized loans don't accrue interest while you're in school and you have a six month grace period after graduation.

What is the difference in a Sally Mae subsidized loan and an unsubsidized student loan?

Sallie Mae explains it on their website, in the right-hand column: http://www.salliemae.com/get_student_loa...

What is the difference in a Sally Mae subsidized loan and an unsubsidized student loan?

always take subsidized when possible. They don't pile up interest until you are out of school and have much better deferment options once you graduate. Instead of Sallie Mae, try some of the other private student loan companies like www.astrive.com or http://www.thinkfinancial.com . These smaller companies have much better customer service in my opinion. Good Luck.

How do you go about applying for a student loan?

The best thing to do is go to the Financial Aid office at the school you are attending and talk to someone there. They will ask you to fill out a FAFSA form (online) once you have completed the form they can begin to assist you in getting the financial aid you are awarded and how to cover the amount your not. The FAFSA form will give you an amount you can take out on Subsidized Loans (loans you pay back without interest) and the rest will have to be an Unsubsidized loan (loan with interest). The school you go to will generally have a loan company that takes care of the Subsidized part, then they will offer you options and opinions on how to get a unsubsidized student loan. Your school will give you an award letter telling you how much you can or take out on each loan. The unsubsidized loan can be taken out from any bank, CitiBank has all their student loan stuff online, for example. But your first step should be to meet with someone in the financial aid department of your school. Best Wishes and Good Luck with school!

How do you go about applying for a student loan?

UK only - apply to the student loans company. They are the main student loan provider in Britain and the cheapest as the interest rate is the same as inflation.

How do you go about applying for a student loan?

if you are going to apply for student loans i would srtongly recamend that you apply for as much federal loans as posable. Federal loans have fixed interest rate from 2% to 6%...Private loans have a verible interest rate from like 7.5% up to as high as 19.256%....i work at a student loan company......believe me when i say stay with Federal loans.....

www.salliemae.com

How do you go about applying for a student loan?

I recommend a three step process:

1. Get educated as much as possible. I prepared a site earlier this year for my daughter to help her decide about financing for college (see below)

2. Do some bargain hunting after you find several options that suit your budget and situation.

3. Don't give up

I did this for my daughter earlier this year and she eventually found a solution that helped her and her Parents.

Could I be turned down for a student loan if I own a 500$ phone bill?

If the loan is a private loan, depending on your credit score, you could be turned down. If it is a federal loan, no you would not be turned down. They don't check your credit.

What are the requirements to get a student loan?

This summary is not available. Please click here to view the post.

If your a college student, what's the maxium loan you can ask for? And what is the a.p.r?

If your a college student, what's the maxium loan you can ask for? And what is the a.p.r?

If your a college student, what's the maxium loan you can ask for? And what is the a.p.r?

Sallie Mae's website has all the information on student loan interest rates:

http://www.salliemae.com/get_student_loa...

and loan limits for the Stafford loan: http://www.salliemae.com/get_student_loa...

For most other loans (Parent Plus or Private loans) you can borrow up to the full cost of the education.

Hope that helps.

What web site offer information on grants or student loan for adults changing career.?

FinAid.org is a wonderful site written in plain language that covers everything from loans to scholarships, federal aid to private aid, etc.

Loans: http://www.finaid.org/loans/

Scholarships: http://www.finaid.org/scholarships/

Whether you are changing careers or not, you should check out the above pages. FinAid also has a page about resources for adult learners: http://www.finaid.org/otheraid/older.pht...

Not that you should limit your scholarship search, but if you DO wish to restrict your search to Aid programs specifically designated for adult learners, look out for terms like %26quot;nontraditional student%26quot; or %26quot;continuing education.%26quot;

As always, don't forget to file the FAFSA at http://www.fafsa.ed.gov -- Federal Student loans boast some of the lowest rates out there. Even if you don't want Federal aid, most schools, most private loan companies and many scholarship organizations require the FAFSA anyway to establish your level of financial need.

Is there any way to get a private student loan for summer school witout having a co-signer and bad c

www.fastweb.com

Is there any way to get a private student loan for summer school witout having a co-signer and bad credit?

Oh ok... I got this for you...

better check on it... Im pretty sure you'll discover something

http://www.studentloansmadeez.com

Is there any way to get a private student loan for summer school witout having a co-signer and bad credit?

Go to: http://www.studentfinancialadvisors.com they may be able to help.

Which one first: application for college or student loan?

You should fill out the application first. Then I would go to the financial aid office before I applied for a student loan. They know of 'free money'. This would be FAFSA- government grant, as well as scholarships that are offered.

Which one first: application for college or student loan?

first off you should apply to the schools that you desire to go to and follow their own applications deadlines. different schools have different deadlines. than when your parents recieve their tax return you should fill out the fafsa (free application for financial aid) when you fill this form out it will ask you if you are interested in loans. but be sure to be aware of application deadlines. because from personal experience... missing them can hurt your chances and eligibilty for aid and loans!

Which one first: application for college or student loan?

application probably. each college has a different cost. you do not want to take out too big of a loan or too little of a loan.

Where is the best place to get a student loan if your just began or is not all that great?

oh, brother. I hope you filled the FAFSA and applied for every grant you could find first. UPS offers a lot in tuition, so do many of the grocery stores if you can get a part time job there.

If not and you exhausted it all, go to your families bank and ask the loan officer for a few minutes to advise you.

When all is said and done go to the financial aide office (at school) and start filling out he forms. They will help.

Where is the best place to get a student loan if your just began or is not all that great?

If you live in South Africa it will be easy. try this link maybe you can get something. or else goe to you nearest bank and ask them or the closest campus they also offer assistant in applying for a student loan.

Good luck

Where is the best place to get a student loan if your just began or is not all that great?

If you can afford not to take out loans that is always the best option. If you applied for FAFSA and didn't get any grants and you need money then you will want to take out a loan.

Can anyone tell me the best place to get a student loan for a technical school?

salliemae and the federal government

Can anyone tell me the best place to get a student loan for a technical school?

astriva.com

$30,000

Can anyone tell me the best place to get a student loan for a technical school?

I can tell you to stay far, far away from Sallie Mae. (Momma says) They are the devil!

My husband went to ITT and got his loans through Sallie Mae. Financial Aid told him his loans would be paid off in 10 years, but we're looking more at like 20 years. The interest rates go up all of the time, just because they feel like raising them. I shudder to think what they'd do if you had a late payment or something!

Can anyone tell me the best place to get a student loan for a technical school?

Well depending on the school they may have a finance office that could help. I attended ITT and when I signed up for school, I stopped by the finance office and signed paper work. That way if they had any questions I was already at the school and could just go by to answer anything. Check it out at your school.

Can anyone tell me the best place to get a student loan for a technical school?

Check with your school.

Can anyone tell me the best place to get a student loan for a technical school?

First, fill out the form on-line for FAFSA (Federal Aid for Student Admin.) You'll be able to apply for federal loans and grants, such as the Pell Grant, etc. some of which you won't have to repay. That's the best place to start. Make an appointment to see a Financial Aid Counselor at the school you wish to attend. They can guide you to private student aid programs and know which ones accept your particular school. I'll post the website for FAFSA below. Good luck and don't quite trying, a good education holds the key to a good paying future. Oh, and as far as the remark above about Federal Loans, you can consolidate with private lenders at lower fixed rates after you get the federal loan.

http://www.google.com/search?sourceid=na...

I recentrly applied for a sallie mae signature student loan, do the funds go to my college or me?

it goes towards your tuition , you don't get cash like that

I recentrly applied for a sallie mae signature student loan, do the funds go to my college or me?

I got a sallie mae about 10 years ago and they paid the school. I never laid eyes on a check. I don't know if things have changed since then though.

I recentrly applied for a sallie mae signature student loan, do the funds go to my college or me?

First of all, before you apply for or sign anything, you need to find out all the terms and conditions. Secondly, the money will go straight to your school....do you think they trust people enough to give them tens of thousands of dollars to carry around in their pocket? Thirdly, way to go on going to school. It's good to know you are taking control of your future, congrats!

I recentrly applied for a sallie mae signature student loan, do the funds go to my college or me?

It goes right to the school. I have a Sallie Mae also.

I recentrly applied for a sallie mae signature student loan, do the funds go to my college or me?

Thanks for being a Sallie Mae customer. Sallie Mae Signature student loans are disbursed directly to the school, after they certify the loan. Please read all your loan documents carefully so you fully understand the terms, and understand your rights and responsibilities as a borrower.

I recentrly applied for a sallie mae signature student loan, do the funds go to my college or me?

I have tried it myself, here is some good informations.http://studentloan.online-helpers.info/a...

Can I cancel my financial aid and student loan before i start classes?

im goin to college here in new york and i made dumb mistake,i was confused i did not know what i wanted to do so i just applied to a college for theheck of it.My sister is in college and she gets free financial aid so that means that i should at least get free financial aid even if i dont like the college I chose.

Can I cancel my financial aid and student loan before i start classes?

right. when you apply for a government loan, the money doesnt get distributed unless you are registered. then there is an add/drop period as well,. where during the first 2 wks you can drop a class,

Can I cancel my financial aid and student loan before i start classes?

Well, if you don't go to college, you can't keep financial aid or student loan money. If you decide NOT to go, they won't send you the money. So what's your question?

Can I cancel my financial aid and student loan before i start classes?

Yes - you'll only get it if you enroll. DONT.

Who do u contact if you didn't receive 1098 student loan interest?

You need to contact your lender. The 1098 does not have to be attached to your 1040 (unlike a W-2) so if you can get them to give you this information over the phone or if you can get it from their website, you can still file your tax return.

By law, this information is to be mailed by 1/31 so give it a few more days, it may arrive in your mailbox soon.

Who do u contact if you didn't receive 1098 student loan interest?

Are you asking about the 1098 tax form? If you are supposed to have gotten one and haven't gotten one yet then you should contact your financial aid office at your school and find out when they are being sent out. Not sure but it probably varies by school.

Who do u contact if you didn't receive 1098 student loan interest?

To get the 1098T, you need to contact your school. Generally, the billing office takes care of questions regarding the form, so I would try that office first. If your school has a website that you log into, you can usually print it from there. All US schools are required to have that form in the mail by January 31st, so if you haven't received it, contact your school.

If you are referring to the 1098E, contact your lender. The forms is to claim any interest you paid for the tax year. If you made no payments on any of your student loans, you probably don't need the form. If you made payments though, definitely contact your lender.

Where is a good place to find student loan consolidation where can I find out everything I need to k

I go through where my loan is to get my consolidation information. A good place to start would be maybe Sallie Mae or NelNet.

www.nelnet.com

Where is a good place to find student loan consolidation where can I find out everything I need to know?

I visited this site yesterday about debt consolidation loan it contains some useful information that may be relevant.

http://www.loans.tohelpyou.info

Is there a way to get your student loan out of default?HOW?also, it wasn't on my credit report

i have been in default since @1998....i ran a credit report in may and it wasn't on there...is it still there? where did it go?

Is there a way to get your student loan out of default?HOW?also, it wasn't on my credit report which i ran may

After 7 years items fall off of your credit report. Don't pay it, if you make a payment on it it can become a new item again and hurt your credit score. If collectors contact you, do not communicate with them...ask that they not contact you any longer. Do not even admit to that having been your debt. Even doing that could make it active again.

Is there a way to get your student loan out of default?HOW?also, it wasn't on my credit report which i ran may

Wow, you lucky son of a *****! Sounds like you got out of paying some student loans back! Which I think is brilliant, by the way. They make more money off our loans than we most likely earn ourselves in salary with the college degree!

Is there a way to get your student loan out of default?HOW?also, it wasn't on my credit report which i ran may

Trust me, they have not forgotten that you owe them I suggest that you start paying them back ASAP, because if you do not, they will start to garnish your income tax refunds until you are paid up on the amount that you borrowed. Also, if your monthly payments are high, try consolidating your loans. If you are in school still, you need to file a deferment.

I have bad credit unpaid phone bill student loan how do i go about it?

do i pay the company directly or the collection agency. im trying to fix my credit

I have bad credit unpaid phone bill student loan how do i go about it?

Offer to pay 60% and clear the debt with the company, not the collection agency. (40% is the collection agency commission)

Make sure you get a letter from the company, in case the collection agency gets mad.

Good luck !

I have bad credit unpaid phone bill student loan how do i go about it?

You may get the same result by paying either one of them. Is the account already showing a collection? If it is, You should try and get them to report it as a revolving account even with derogs it wont hurt as bad. Make that a condition to you paying. I doubt that they will remove the account all together from your history. After you have paid up try to establish new credit. Start slow and only charge what you can pay off that month. I like to tell my clients to charge their gas and then pay it in full so they don't get hit with the high interest rate.

Where is a good place to find student loan consolidation where can I find out everything I need to k

I go through where my loan is to get my consolidation information. A good place to start would be maybe Sallie Mae or NelNet.

www.nelnet.com

Where is a good place to find student loan consolidation where can I find out everything I need to know?

I visited this site yesterday about debt consolidation loan it contains some useful information that may be relevant.

http://www.loans.tohelpyou.info

How old do you have to be to a get a student stafford loan? And how easy/hard is it to get a student

You have to file a FAFSA first. I'm not sure if Stafford loans are for undergrads only or extend to grad students as well. perkins loans are available as well.

As for private loans, it has to do with how good/bad your credit rating is and if you have a credit-worthy cosignor or not.

How old do you have to be to a get a student stafford loan? And how easy/hard is it to get a student loan?

Depend if your parent want to paid for you. You can borrow the loan at the first year you go to college depend on how many year you will loan. You can paid the money after you work and have a job

I have bad credit (bankruptcy) and I need a private student loan. Any company that might finanace me

The US government

I have bad credit (bankruptcy) and I need a private student loan. Any company that might finanace me?

try PLATO loans - division of citibank. You can get the loan but the interest rates are high. Good luck

I have bad credit (bankruptcy) and I need a private student loan. Any company that might finanace me?

Read some tips on this site on how to rebuild credit

I have bad credit (bankruptcy) and I need a private student loan. Any company that might finanace me?

Look into getting state tution's cause you dont have to pay them back :)

Its like a grant :)

I have bad credit (bankruptcy) and I need a private student loan. Any company that might finanace me?

HOW about dear old dad? OR a bank loan%26gt; OR the credit UNION?

I have bad credit (bankruptcy) and I need a private student loan. Any company that might finanace me?

I think Sallie-Mae will finance you on student loans with a bankruptcy. Check with your school counselor/

I have bad credit (bankruptcy) and I need a private student loan. Any company that might finanace me?

You can likely still get a private student loan, but you have to understand that your rate will not be very good. They would be taking on a risk by accepting your application. I would recommend that you apply with a co-signer because that will give you a better rate.

What are some websites that talk about college tuition and student loan issues?

Fastweb.com is good (link below)

What are some websites that talk about college tuition and student loan issues?

You can go to :

http://www.studentloanchoice.biz

http://www.estudentloans.biz

http://www.about-student-loans.net

http://www.student-loans-choices.com

http://www.1st-student-loan-consolidatio...

it's about student loans information.

Good luck

If a parent defaulted on a student loan how will it affect me?

If your parents default on the student loan their credit will be affected but yours will not as long as you hold no signatures on the loan. The tricky part is to make sure that the school received the funds from the loan and that the parents didn't default against the school. This would make you unable to continue your education there along with not allowing for transfer credits or even your degree until the debt was repaid.

If a parent defaulted on a student loan how will it affect me?

I dont think it affects you unless you're a co-signer on that loan. If that loan is in their name, then that is their responsibility.

If a parent defaulted on a student loan how will it affect me?

who/what are you?

If a parent defaulted on a student loan how will it affect me?

Your parents will be affected credit wise, but you will never see your college credits, or diploma if you already finished.

If a parent defaulted on a student loan how will it affect me?

They will not be able to borrow a PLUS loan for you but it should not effect what financial aid you receive in federal grants or stafford loans.

I heard u could take out a student loan & after u grad & get a job u don't have to pay

It may be true....you have 6 months after graduation to start paying back loans...federal loans anyway...not sure about private loans, however, there are some situations and/or jobs where you may be able to have the loans discharged such as:

STAFFIRD/PLUS Loans

1. Upon death

2. Full time as a teacher for 5 consecutive years in a designated elementary or secondary school serving students from low income families and there are additional requirements

3. School closed before you could graduate

4. Someone stole your identity to get the loan

PERKINS

1. Same as above

2. Full time special ed teacher in a public or non profit elementary or secondary school

3. Full time professional provider of early intervention services for the disabled

4. Full time teacher of math, science, foreign language, bilingual education, or other fields designated as teacher shortage areas

5. Full time employee of a pubic or nonprofit child or family services agency providing services to high risk children and their families from low income communities

6. Full time nurse or medical tech

7. Full time law enforcement or corrections officer

8. Full time staff member in the education component of a Head Start Program

9. Vista or Peace Corps Volunteer

10. Service in the US Armed Forces

I heard u could take out a student loan %26amp; after u grad %26amp; get a job u don't have to pay it back. is that true?

I would be careful with this one. I just graduated and have a job and I am about $20,000 in school loan debt. If you find a way out of it, PLEASE be sure to let me know!! :)

I heard u could take out a student loan %26amp; after u grad %26amp; get a job u don't have to pay it back. is that true?

Not that I know of. I know for me and everyone I know that I can withdraw a student loan and not have to pay them back until x amount of time after I graduate. So maybe that is what you are thinking.

I heard u could take out a student loan %26amp; after u grad %26amp; get a job u don't have to pay it back. is that true?

Maybe you are talking about a grant instead of a loan?

A grant is money that you don't have to pay back after graduation.

I heard u could take out a student loan %26amp; after u grad %26amp; get a job u don't have to pay it back. is that true?

I know in pennsylvania there is a government %26quot;forgiveness%26quot; grant.. more info available in pheaa.org

Is there a way to get your student loan out of default?HOW?also, it wasn't on my credit report

i have been in default since @1998....i ran a credit report in may and it wasn't on there...is it still there? where did it go?

Is there a way to get your student loan out of default?HOW?also, it wasn't on my credit report which i ran may

After 7 years items fall off of your credit report. Don't pay it, if you make a payment on it it can become a new item again and hurt your credit score. If collectors contact you, do not communicate with them...ask that they not contact you any longer. Do not even admit to that having been your debt. Even doing that could make it active again.

Is there a way to get your student loan out of default?HOW?also, it wasn't on my credit report which i ran may

Wow, you lucky son of a *****! Sounds like you got out of paying some student loans back! Which I think is brilliant, by the way. They make more money off our loans than we most likely earn ourselves in salary with the college degree!

Is there a way to get your student loan out of default?HOW?also, it wasn't on my credit report which i ran may

Trust me, they have not forgotten that you owe them I suggest that you start paying them back ASAP, because if you do not, they will start to garnish your income tax refunds until you are paid up on the amount that you borrowed. Also, if your monthly payments are high, try consolidating your loans. If you are in school still, you need to file a deferment.

Would my wages get garnished from late student loan payments if I pay all of my other bills on time?

EdFund called me and told me they might garnish wages or whatever BUT I make only $20,000 a year and I just cant afford $300 payments right now.

Would my wages get garnished from late student loan payments if I pay all of my other bills on time?

They will work with you if you try to pay them. You may qualify for a forebearance since your income is low. They cannot garhishee your wages unless they first file suit and get a judgement. If they do that then they can file a levy on your bank accounts and go after your wages. Educational loans cannot be discharged in a bankruptcy, either. Your best bet is to try to get the forebearance or perhaps an extra job to pay the loans. These people are usually good about working with you, if they know you are trying to do the right thing. If you had an extra job and only made an extra $75/week, you could pay your loans.

Would my wages get garnished from late student loan payments if I pay all of my other bills on time?

There used to be a graduated payment program for student loans where you start with a lower payment and the payment gets a little larger every year or so. I think that if you talk with them that you could work something out. Report It

Would my wages get garnished from late student loan payments if I pay all of my other bills on time?

it doesn't matter if you pay all your bills on time, someone can file at court to garnish your wages. BUT if you are making some kind of payment they can't do anything. tell them you don't make anough to make that kind of payment and can you work out a payment.

also if they do try to garnish, you might be able to file a hardship claim.

Would my wages get garnished from late student loan payments if I pay all of my other bills on time?

Yes, they will. Call your student loan bankers and tell them about your situation. LOTS of new graduates are in this situation. Be proactive about this, or you will find it very difficult to buy a house or car in the future.

Would my wages get garnished from late student loan payments if I pay all of my other bills on time?

Say I owe you $100. If I pay all my other bills on time, will you stop asking me to give you YOUR money back?

If you can't afford $300 payments, then make $100 payments, or something at least! Otherwise they will come after you with a vengeance, trust me!

Would my wages get garnished from late student loan payments if I pay all of my other bills on time?

Actually, try to apply for deferrment, not forbearance. With an income so low and a monthly payment of $300 for student loans I believe deferrment would be possible. Deferrment is when they put a hold on your loans so interest is not accrued. Forbearance allows interest to keep accruing.

How much did you have left after your student loan?

and did you blow it, save it or buy something you needed?

How much did you have left after your student loan?

don't take out student loans unless you absolutely need it to go to school!!!!! It's money that you have to pay back WITH interest! Sometimes these federal student loans are so easy to get that people forget what a huge responsibility it is to take on this debt.

So, if you have ANYTHING left after spending what youneed on school stuff, send it back to your school or lender to start paying off your debt early. If you don't need it, why would you end up costing yourself more money in the long run? It's not a smart move...

Where can I get a guaranteed student loan for $30,000 that I can pay off starting monthly after I gr

There are no 100% guaranteed student loans for $30k. The only ones that are guaranteed are stafford loans and they are for much less than that. The closest to 100% is probably an alternative signature loan from Sallie Mae. They advertise over 80% approval rates and I've used them before, but always had a coborrower since I am not working. I would also suggest an Education One loan from Chase, however this has a fairly high APR. My recommendation would be the sallie mae loan. They are the next best alternative to gov't loans I believe.

Where can I get a guaranteed student loan for $30,000 that I can pay off starting monthly after I graduate?

astrive or astute

Has anyone here stoped paying a student loan?

What was the outcome. %26amp; how long did it take b-4 anything was done?

Has anyone here stoped paying a student loan?

It is a very bad idea...

http://index-go.com/student-loans-financ...

Has anyone here stoped paying a student loan?

They take your taxes! they first try debt collectors and if that doesnt work they just have the government take it from you.

Has anyone here stoped paying a student loan?

this is canada, but yeah, I was never able to pay - an error on the part of the student loan board caused me to have to drop out after the tuition deadline, in my last semester; I got a job at A%26amp;W, and the gov't demanded a minimum payment of 780$ a month, more than I was earning at the time, and wouldn't even discuss either reissuing the wasted loan or smaller payments, so I have no guilt about it. They still send a letter now and then, with no way to contact anyone to talk to, and still want an obscene amount of money. Screw them. As far as I'm concerned, they trick innocent/ignorant teens into thinking all they need to get an education are good grades, then they destroy your life and harrass you forever. (going on ten years here)

Has anyone here stoped paying a student loan?

6 month from collection agency's and then you lose your federal tax refund till its paid

Should I take out an astrive student loan?

I had fin aid from my school but I haven't been awarded any for this year. I pay out of state tuition and I don't want to leave the total burden of that on my parents. Plus, my rent went up for the year and my job just doesn't cover it.

Should I take out an astrive student loan?

The Astrive Student loan is actually a TERI loan. TERI stands for The Educational Resource Institute. They are not actually a lender but a guarantor and servicer They partner with banks to give you the loan. The difference with the Astrive is that you will receive the money at home ( it is not sent to the school). I hope that you have exhausted your federal options before gong with a expensive Alternative Education loan.

Alot of students do not want to ask their parent's to do the PLUS but it is such a better option. If you ever run into issues paying the PLUS, you have options. With the Alternative loans, it is kin of like the Jay-Z song ( **** you, pay me).

Goo Luck!!!

Should I take out an astrive student loan?

personally I don't like any lender how advertises on TV, makes me think they are only out to get money from you and not help you reach your financial aid goals. Talk to your financial aid counselor about private loans they have worked with in the past and what approach you should take to finding one that will work best for you, if that is astrive great but you will have at least weighed your options. You of course want to use as much in Stafford or Perkins loans as possible.

Should I take out an astrive student loan?

If you have received a stafford and still have need check with your school about a perkins loan. The alternative loan or private loan should be your last resort. There are much better alt loans out there from Citibank and Wachovia. Both are no fee loans.

Student loans showing up as 5 items on credit report... does it hurt my FICO score?

I have student loans from one lender for two years of college... but for some reason, these loans are divided up into installments (as though each installment paid to the college was a separate loan, which they were not) on my credit report. So basically, I have 5 separate %26quot;accounts%26quot; with one lender. Isn't it detrimental to my FICO score to have so many separate items, or is that understood when the score is calculated?

Student loans showing up as 5 items on credit report... does it hurt my FICO score?

Yes, it's very bad to to have duplicate items on your credit report. The scoring system doesn't look at closely at them, and will assume they are different loans.

It's also illegal for them to post multiple items about the same loan.

So to get this cleared up, send a dispute letter to the credit bureau and point out they are duplicates. Also send letters to each person posting on your credit report, and tell them to delete any duplicate items.

Failure to clean these up can result in a lawsuit for $1000 for each duplicate item.

Student loans showing up as 5 items on credit report... does it hurt my FICO score?

Hard to say on a school loan, I know if you have multiple revolving credit accounts with balances that is bad.

What happens When you dont pay your student loan?

I payed for 2 1/2 when i called the first time they said it was for 5 years then i called again they tricked me and said it is for 15 years.

What happens When you dont pay your student loan?

1. loan defaults=bad credit rating.

2. administrative wage garnishment of your paycheck.

3. dept. of education takes your income tax refund.

4. can't take out any more student loans until debt payed.

What happens When you dont pay your student loan?

Well first I would make sure I got a solid answer, but I know that if you don't pay your studend loans eventually the money will be garnished from your tax returns and wages, this happened to my mother.

What happens When you dont pay your student loan?

Whoa, you need to call around and switch who you're paying to. If you don't pay, you will get horrible credit.

What happens When you dont pay your student loan?

I have never saw a student loan that was for 15 years.......

What happens When you dont pay your student loan?

Vinny and Louie come over and play golf with your head,

What happens When you dont pay your student loan?

They didn't %26quot;trick%26quot; you probably. You signed a contract for a certain amount of money to be paid back. Depending on the interest and your monthly payments, you can figure out for yourself how long it will take to pay this back. Or look at the charts that are available for the loan amounts and your particular interest.

If you don't pay it back, your credit rating will be seriously affected, and it will hurt you when you apply for a credit card, apartment, mortgage, etc. It will keep you from getting a low interest car loan as well. You will become a credit risk and have to pay more in interest because of defaulting. My suggestion is to try to get on top of this and figure out for yourself what the real story is, then work to get it paid off as soon as possible. The sooner you pay if off, the less interest you have to pay overall. Best of luck!

What happens When you dont pay your student loan?

HOW DID YOU LET THEM TRICK YOU DIDN'T YOU READ IT BEFORE YOU SIGNED UP FOR IT? WELL IF YOU DON'T PAY IT THEY ARE GONNA COME AFTER YOU FOR THE MONEY SOONER OR LATER. TRY TO SEARCH ON LINE FOR SOME HELP OR GET A LAWYER. AFTER ALL YOU DID SAY YOU WERE TRICKED! LOL!

What happens When you dont pay your student loan?

you dont have pay it back at all just leave the country and dont come back for six years thats for the uk thats what i did but i didnt come back and never will

What happens When you dont pay your student loan?

Default and your credit is shot for a very long time.

What happens When you dont pay your student loan?

if you don't pay they'll take it from your tax refunds and stuff- happening to my mom.

first, i would find your terms/ MPN from when you signed for the loan and see what it says. if you can not find it, call them and see if you can't get another copy mailed to you. also, when you call tell them that you have gotten two different answers and tell them that you want a definitie answer.

Where can I get some information about student loan consolidation fraud?

http://search.bbb.org

It is the Better Business Bureau website!! Try there!!

Where can I get some information about student loan consolidation fraud?

There are a lot of scholarships available. I suggest going to Google and conducting a search from there. I actually won a $5,000 scholarship about a year ago, and I recently found another contest by the same company for a $10,000 scholarship. It's free to enter, so there's no reason not to.

http://www.alllsite.info/scholarship.php

Good Luck!

Where can I get some information about student loan consolidation fraud?

Depends on the nature of the fraud. Feel free to drop me an email privately and I'll do what I can to help you.

Christopher S. Penn, The Financial Aid Podcast

On-demand financial aid internet radio, no iPod required

http://www.FinancialAidPodcast.com

Where can I get some information about student loan consolidation fraud?

if your are searching for Free On-line resources on student loan consolidation, you will find http://www.abcofstudentloan.com interesting as this site not only provides free information on student loans but also provides free quotes, tips to avoid bad credit and FREE resources to pay off you education loans

Student Loans: Tuition Answer Loans?

I am a college student looking to get a loan just to help me out with money during the year. I cannot hold a job and do the full time school with the program I am studying.

What is the best loan agency to go with and why? Do they have low interest rates etc.

Student Loans: Tuition Answer Loans?

First, there are a few loans that you need to work in order: They are Stafford, PEL Grant and Non-Stafford... The first, is gauranteed by the gov't for up to X dollars...the second is a grant...never pay it back and the latter is not as fun as the first two...

Next look up scholarships and grants online, then take a look into your public library...the place with the books and shelves...lol...Seriously, tell the people at the desk that you need the scholarship book listings... That book will have everything from the Perdue chicken scholarship to the WTF scholarship...currently 80% go unapplied for...

Student Loans: Tuition Answer Loans?

I have Stafford Loans out. Check with your Financial Aid office and they will be happy to help you apply.

Student Loans: Tuition Answer Loans?

I just got a student loan and I had the same problem. go to FASFA [[Free Application for Student Federal Aid]] and fill out the paperwork they give you. www.fafsa.ed.gov

They will also determine if you are eligible for any grants, such as the Pell Grant. Grants are great because unlike a loan, you don't have to pay back the money.

Student loans typically have low interest rates. Also, most don't require payments until 6 months after graduation. FASFA will help you out with any further questions. You might want to get into contact with your college's Financial Aid office as well.

Good Luck and I hope this helped!

Student Loans: Tuition Answer Loans?

Always start with the Free Application for Federal Student Aid (FAFSA) before anything else. After that check with your school's financial aid office to see what they got. Most schools offer loans to students.

Can i claim income support while i am a student - i got the full student loan !?

i get income support and dla - medium care and higher mobiity

Can i claim income support while i am a student - i got the full student loan !?

You will not be able to get Income Support whilst studying if it is a full time course, I had to stop claiming when I was at Uni.

As for the DLA, it shouldn't be affected as long as your disability situation hasn't changed. If you are unsure about it though you are best to check with them, saves them hitting you for overpayment at a later date.

I'm earning $125,000 per year. And, Pelosi Cut My Student Loan Rates?

Don't you wish you had so many loans like I do and a %26quot;lousy career%26quot;?

I'm earning $125,000 per year. And, Pelosi Cut My Student Loan Rates?

Not sure where you are going with this one. What is your point?

Thanks for the update. The interest rate cuts are across the board for those earning a handsome income and those earning min. wage alike. This is the only fair way. Rates should not be set based on income. You and I are both fortunate to be earning substantial incomes.

I'm earning $125,000 per year. And, Pelosi Cut My Student Loan Rates?

More tax cuts for the rich!

I'm earning $125,000 per year. And, Pelosi Cut My Student Loan Rates?

Even if you're getting money you don't really need, so are a lot of people. They use being poor as an excuse to bum money and they don't even show up for class. They flunk out of one school and go to the other. They get excsee funds from the grants/loans and buy drugs.

Your situation is no more offensive than a lot of people.

I'm earning $125,000 per year. And, Pelosi Cut My Student Loan Rates?

Aren't you still voting Republican to thank Bush for the tax cuts for the rich?

I'm earning $125,000 per year. And, Pelosi Cut My Student Loan Rates?

What exactly are you trying to get across here?

Making student loans easier to repay is what....a bad thing?

Does our government really need a generous interest rate to better it's citizens and thus our economy and thus our country?

Making money from the betterment of our citizens SHOULD be kept in perspective.

I'm earning $125,000 per year. And, Pelosi Cut My Student Loan Rates?

Clearly, you don't get paid to think and you're over paid.

I'm earning $125,000 per year. And, Pelosi Cut My Student Loan Rates?

Pancakes always acknowledge red boots in a tornado.

I'm earning $125,000 per year. And, Pelosi Cut My Student Loan Rates?

I think it's great that you have the Democrat party on your side. It sounds like you are really suffering at the hands of cruel capitalistism!

I'm earning $125,000 per year. And, Pelosi Cut My Student Loan Rates?

Your making $125,000.00 a year and you have to borrow money to get an education???????

You are a Republican aren't you - and evidently a rather dumb one at that!

I'm earning $125,000 per year. And, Pelosi Cut My Student Loan Rates?

I have $30,000 tied up in loans, this just saved me over $5,000 in interest payments. Wooo Hooo PHD next

I'm earning $125,000 per year. And, Pelosi Cut My Student Loan Rates?

Don't get to giddy. When this came up they were telling that while this sounds all so great and will get applause, something about the taxpayers which is you will end up picking up the tab if anyone defaults on these loans. It really isn't a good plan in the end.

I'm earning $125,000 per year. And, Pelosi Cut My Student Loan Rates?

So what you are saying is that you hate government handouts for other people but you will take them for yourself whenever they are available. There's a word for that...

I'm earning $125,000 per year. And, Pelosi Cut My Student Loan Rates?

how is cutting an interest rate a handout???? the loan still has to be paid back and the loan company is still making money. Why do you hate Nancy Pelosi so much???

I'm disabled can I get a student loan? Where?

I have a military scholarship, but it take's three months to recieve the first check.

I'm disabled can I get a student loan? Where?

Go to www.fafsa.ed.gov

I'm disabled can I get a student loan? Where?

all is possible, but it depends (your insurance money) I found interesting information about your answer, college loans, FEDERAL AID AND LOANS, scholarships, here.http://all-student-loan-consolidation.bl...

good luck!

Can I cancel my financial aid and student loan before i start classes?

im goin to college here in new york and i made dumb mistake,i was confused i did not know what i wanted to do so i just applied to a college for theheck of it.My sister is in college and she gets free financial aid so that means that i should at least get free financial aid even if i dont like the college I chose.

Can I cancel my financial aid and student loan before i start classes?

right. when you apply for a government loan, the money doesnt get distributed unless you are registered. then there is an add/drop period as well,. where during the first 2 wks you can drop a class,

Can I cancel my financial aid and student loan before i start classes?

Well, if you don't go to college, you can't keep financial aid or student loan money. If you decide NOT to go, they won't send you the money. So what's your question?

Can I cancel my financial aid and student loan before i start classes?

Yes - you'll only get it if you enroll. DONT.

What information is required by private student loan companies?

Here are the information requirements for the Sallie Mae Tuition Answer loan (private student loan with check sent directly to borrower). This is fairly typical of what is required for a private student loan:

-Your Social Security number and contact information.

-Name of the school student is attending.

-Amount of your monthly mortgage or rent.

-Contact information for one reference.

-Student's Social Security number and contact information (if applicant is not the student).

-Cosigner (if applicable) must provide Social Security number, contact information, and employment information.

Additionally, proof of enrollment in school will be required.

What information is required by private student loan companies?

ok, this is what u will do, go to google n type private grants it will give you all the explanation of what they need, also they will give you the number of reference.

What information is required by private student loan companies?

A lot. The loan I just applied for wants proof that I'm enrolled at my school (my schedule and the tuition bill for the semeter I need the loan). They will also look at your credit history and if you're applying with a co-borrower, they'll look at their history as well. My dad is my co-borrower, so they want proof that he works where he says he does (a pay stub). They want to know how much money you (or your co-borrower) made in the last year. They also asked me for a reference.

What information is required by private student loan companies?

There are two types of private student loans.

1. School Channel loans - certified by a specific school and usually carry a lower interest rate. These loans will obviously require you to apply to attend the school.

2. Direct to consumer loans - will require a credit history and more than likely a co-applicant / co-signer. DTC loans do not require you to fill out a FAFSA.

Be sure to obtain your loan from a company backed by a major bank and read the fine print.

What information is required by private student loan companies?

Student Loan can be sought through many different avenues. It all depends on your personal credit rating. The biggest challenge is finding one that offers the lowest interest rate.There are various routes to explore when seeking out a bad credit student loan and I would suggest that your first port of call would be the school for which you are about to attend. You will need to fill out a FAFSA form in order to initially apply for a federal loan. Perkins loans are combined school and government funds. A combination loan may be another alternative way of acquiring a bad credit student loan. This type of student loan enables you to consolidate%26lt;!--any existing loans that you have whilst applying for a new tuition loan. The only drawback to this type of loan is that you may need someone to co-sign.Another way to get a bad credit student loan is to get a co-signer. Maybe a family member with good credit would help. This way you could get loans with more attractive interest rates and terms, in spite of your bad credit. You may find the student loan here,

http://best-loans.awardspace.com/student...

Finally, if all else fails you will need to contact banks and financial institutions. They will more than likely be happy to lend you the money, but it will be on a higher interest rate than usual. When you have bad credit the banks will check out your personal credit score first and then offer terms based on the credit rating assessment. Take heart, even if your bad credit student loan is set at a high interest rate, numerous--%26gt;student loans defer your payment until you have finished college. This in turn will allow you time to improve your credit rating and when you leave college you could then look into consolidating your bad credit student loan at a better interest rate. This will mean your monthly payments will be at a lower level and therefore more affordable.

What information is required by private student loan companies?

I wish my advice could be helpful.And here is a good resource.Check it up.http://studentloan.online-helpers.info/b...

What information is required by private student loan companies?

US FREE College Navigator Guide, %26amp; US free Financial Aid Calculator HERE

Spectacular info about your Question HERE:

http://all-student-loan-consolidation.bl...

(student loans, scholarships, gov aid footer %26amp; partime jobs)

I need help to find a student loan can any one help me find one that takes bad credit?

Fill out a FAFSA, The federal Government does not run a credit check and they don not require you to have good credit. The only way they will deny you is if you had a previous Federal loan and you defaulted on it. (never paid them back)

Fill it out online ONLY at www.fafsa.ed.gov. It is free!

I need help to find a student loan can any one help me find one that takes bad credit?

I applied for FASFA for free online and i have (sad to say) Horrible credit, but I was still able to be awarded student aid. Loans im not too sure about, but FASFA is something to check out.

Good luck!!

Also check out the site below.

I need help to find a student loan can any one help me find one that takes bad credit?

If you plan to pay back the money , you can ask for a loan at Prosper. More information at http://www.acreditlibrary.com/prosper.ht... . You can also try your luck at online charities, people may send donations. More information at http://www.laodn.org/

I need help to find a student loan can any one help me find one that takes bad credit?

Student loan is okay. But you need to clear your bad credit.Have seen lots of people asking info on bad credits. Well, if you need to get your problem solved on%26lt;!--bad credit, you must know to how to confront it. Many factors can contribute to someone getting a %26quot;bad credit%26quot; rating, among these are non-payment of an account or late payments over an extended length of time. Take a look on

http://badcredits.awardspace.com/

You can easily be labelled as a bad credit risk by financial companies. This can make it more difficult to--%26gt;arrange loans or other finance, and usually means you will pay more interest on any loan you take out.

When is the next date for the student loan payment?

I know it's sometime in April - but anyone know what date? Thanks x

When is the next date for the student loan payment?

The last payment of the year falls on monday 23rd of april its also the largest payment amount of the three

When is the next date for the student loan payment?

i think its the 18th! or a couple of days before that anyway. thats when i get mine. :)

When is the next date for the student loan payment?

23rd of April 2007, cant wait i need it (im counting down the days!!!)

I am tryin to get a student loan without a co-signer.?

I keep getting denied because of my credit....what can i do to look better in the eyes of the creditors because I owe my school $2000 by April 1 or I can not graduate....please help!!!!!!!!

I am tryin to get a student loan without a co-signer.?

stafford loans are not based on credit and don't need a co signer.. Do u have a pell grant.. That should take care of most of it.. ask the school about stafford loans.. b sure this is filled out first www.fafsa.ed.gov.. GL

I am tryin to get a student loan without a co-signer.?

First off...how old are you and why don't you want a co-signer? I'm asking you your age because you are not considered independent from your parent's until a certain age - which I can't remember right now.

You really need to weigh your options...sounds me that it'd be better to have a co-signer than forfeit your chances of graduating.

Have you checked with your Financial Aid office at school? I know they aren't always the most helpful but it's well worth asking.

Do you get the money sent straight to you when you get an Astrive Student Loan?

or is it sent to the school. I need stuff for school, but I don't have the cash.

Do you get the money sent straight to you when you get an Astrive Student Loan?

It goes directly to the school into your tuition account. Colleges usually have a department called %26quot;Business Services%26quot; or something similar that handles the account.

Anything extra in the account that has accumulated for the semester can be sent back to you. It is what most colleges call a %26quot;tuition refund check.%26quot; The name is misleading - its not your entire tuition being refunded, just anything extra you have the account that doesn't need to be spent. They'll cut you a check and you can go cash it at your bank like a regular check. If you've got only a little extra, they might just give it to you in cash.

I hope this helps. Good luck with school!

Is it possible to declare bankruptcy on a student loan?

The payments are so high because of a high interest rate that I can't keep up with it.

Is it possible to declare bankruptcy on a student loan?

Maybe....

I qualify the answer because it is dependent on how it was taken out , when it was taken out, and who your lawyer is(not to mention where the bankruptcy gets filed). Most creditors are going to tell you this is a Federal debt that cannot be discharged in bankruptcy, but quite frankly they are looking to collect. See a lawyer if you have other debts and find out what options you have. If nothing else, while you are in the stay period of the bankruptcy you will not have to make payments.

You have not said whether you have defaulted on the debt or not...if you are in repayment you can ask for deferment options. You could also look for consolidation opportunities. The William D. Ford program offers a consolidation option that will take your total debt and give you a 25 year repayment option that is income contingent granting forgiveness on the unpaid portion after the 25 years.

If it is in default the Ford program is still an option as well as rehabilitating the loan if you have the money to make minimum payments. Check out all your options because you need to make sure this does not tag your credit bureau report. This will hurt your credit score for a long time...

Is it possible to declare bankruptcy on a student loan?

No. It's specifically prohibited under the bankruptcy laws. If the interest rate is too high, you need to refinance. You may be able to stretch the loan out for more years too to lower the payment.

Is it possible to declare bankruptcy on a student loan?

No, even after bankruptcy you will still owe credit card debt and student loan debt. I would try to do a student consolidation loan that may, in fact, lower your monthly bill.

Is it possible to declare bankruptcy on a student loan?

I was told no.

Is it possible to declare bankruptcy on a student loan?

.

.. don't declare backruptcy unless you are prepared to take 7 or more years of your life to repair it. That would mean actually putting in an effort and doing what's needed to get a clean credit.

.. 7 years.

.. bankruptcy should be a last resort. When my friends found out I was considering it .. they all offered to help. Becuase they knew how bad it would be.

.. good luck .. I'd talk to family and friends first. Maybe even a debt consolodation company.

.

Is it possible to declare bankruptcy on a student loan?

nope it's a federal loan. i would try working with you loan officer or the 1-800 number. just keep stressing your situation. pay what you can every month even if you don't have it all. if you fall to far back they take you tax money, or can even get 15% of your paycheck. good luck

Is it possible to declare bankruptcy on a student loan?

You cannot have your student loans discharged through bankruptcy.

However, there are other payment plans available beside the standard.

* Standard: 10-year repayment period

* Extended: up to 30-year repayment period

* Graduated: up to 30-year repayment period, payments start at monthly interest accured and go up every two years

* Income Contengient: payment period cannot extend past 25 years. Based on adjusted gross income, household size, and total student loan indebtedness

Contact the holder of your loans to find out what your monthly payment would be for each of the above payment plans. You might find one is much more affordable.

Is it possible to declare bankruptcy on a student loan?

The answer is NO. I tried. I failed. Your just gonna have to work it out.

Is it possible to declare bankruptcy on a student loan?

Unfortunately no. I know someone who declard bankruptcy a few years ago and she tried to get her student loans in it as well. They told her she wasn't allowed to do it. Any know of student loans has to be paid back accordingly. I'm sorry.

Is it possible to declare bankruptcy on a student loan?

No, but if you are on the verge of bankruptcy you may be able to claim financial hardship to postpone your loans, or even just pay interest. Contact your lender and they will be able to work with you.

How do you clear up a defaulted student loan?

You contact your lenders directly or the collection agency and get on a payment plan and keep it. Give them a chance to see you trying pay the loan off. You will eventually be able to receive financial aid again if you need it, but you have to show your trying to bring the loan out of default.

How do you clear up a defaulted student loan?

to elaborate on that other answer.. You will need to make six consecutive on time payments in order to be eligible for financial aid again. That is how you clear a defaulted loan.

How do you clear up a defaulted student loan?

You need a title 4...to get it you have to make six consecutive payments and you will get your title 4...make three more consecutive payments and your loan will return to the original lender!!! If i'm not mistaken after above is completed it will be removed from your credit report...you will have to ask about that one though!!! Good Luck!!

How do you clear up a defaulted student loan?

Contact the Federal Student Aid Information Center toll free at 1-800-4-FED-AID.

If your loan is in default you have to pay it in full first.

How do you clear up a defaulted student loan?

Pay it. Gee simple aye?

How can I get a small student loan (2,500) without a co-signer?

I don't have any credit established and no one in my family has good credit? There has to be something I can do, right?

How can I get a small student loan (2,500) without a co-signer?

Fill out a FAFSA(Free Application for Federal Student Aid) You might be qualified for grants, if not you can take out a federal student loan. They are much better than any private loan you will find.

Hope this helps

How can I get a small student loan (2,500) without a co-signer?

Nope. If you have no credit, you will need a cosigner. But remember....a cosigner doesn't have to be a family member. It can be anyone.

How can I get a small student loan (2,500) without a co-signer?

Im goin through the same thing. If you find something please let me know..i only got 2 weeks till tuition is do..my e-mail is puertorock872002@yahoo.com...

How can I get a small student loan (2,500) without a co-signer?

Best way is to establish your own credit. I suggest you hold off school for a couple of years until you do. Find a job and keep it. I'm assuming you're old enough to move out; find roommate(s) you can trust and rent an inexpensive apartment. Live there and keep up your rent and bills for at least a year. Creditors will see that you are responsible with money by doing that. Next step is to try to get a small loan for a car; by now you should have established some credit by renting an apartment. Get an inexpensive and reliable car and make monthly payments. Make sure you're always on time and make at least the minimum payments. In about 2 to 2 1/2 years you should be able to take out a student loan on your own. I know it's a long process but, hang in there. Just remember creditors only lend money to those that show they are responsible with money. When they lend you money, they are making an investment in you; they trust you to pay them back.

Another option is to get help from the military by enlisting.

How can I get a small student loan (2,500) without a co-signer?

Maybe you can try below website to get the information you need. It's about student loans articles for your second opinion.

Excuse my dumbness but can i apply for more than 1 student loan? and what are some good ones out the

Yes, as a matter of fact you can. You can go to the financial aid office of the college that you are going to attend/ or are attending at present and ask them for a list of lenders. On this list it will have the interest rates of the lenders, and the amount awarded if you qualify. There will be two types of loans, subsidized and unsubsidized. On the subsidized loan the interest is already paid upfront, unlike the unsubsidized loans. You can also get a private student loan that is not affiliated with the college, but most of those require a cosigner. I would say your best bet is to contact the financial aid office and pick thier brains. I hope this helps. :)

Excuse my dumbness but can i apply for more than 1 student loan? and what are some good ones out there?

You can, but please watch the amount of indebtedness you are incurring. Many students get into trouble this way. If you need loans beyond the federal loans offered as a result of filing the FAFSA then you should seriously consider seeing if your parents will borrow for you if you are dependent before looking for an alternative loan. You need to look at the terms of alternative loans very carefully as well, in terms of interest and length of repayment, since you cannot consolidate these with your federal loans either. They are separate payments when you are out of school.

Another option is to look for a lower cost school. It may not be your first choice school, but borrowing for a prestigious school may not be in your best interests either.

Why don't we get the Student Loan people to find Osama Bin Ladin?

It's worth a shot. Everything Bush did to find him failed.

Why don't we get the Student Loan people to find Osama Bin Ladin?

Perfect...hIf they find him will they get the 25 million dollar reward money? I'd like to apply it against MY student loan!

Why don't we get the Student Loan people to find Osama Bin Ladin?

HaHa, or a bunch of sixth graders..God knows they know how to do everything.

Why don't we get the Student Loan people to find Osama Bin Ladin?

What if I were to tell you that the US captured Bin Laden 5 years ago, but have not and never will make it public?

Why don't we get the Student Loan people to find Osama Bin Ladin?

haha, probably couldnt, he doesnt answer his phone either from the bill collectors.

Why don't we get the Student Loan people to find Osama Bin Ladin?

OMG!!! ROFLMAO!!

Why don't we get the Student Loan people to find Osama Bin Ladin?

If the Student Loan people and the IRS got together to track him down, I'd give Osama Bin Laden 48 hours max.

Why don't we get the Student Loan people to find Osama Bin Ladin?

Them or the Franchise Tax Board or IRS...

Why don't we get the Student Loan people to find Osama Bin Ladin?

hey -- thats actually a really good idea!!!!

Why don't we get the Student Loan people to find Osama Bin Ladin?

He doesn't have a social security number.

Why don't we get the Student Loan people to find Osama Bin Ladin?

My intuition says he resides in south west pakastain

Why don't we get the Student Loan people to find Osama Bin Ladin?

because bush sold him his ss#

Why don't we get the Student Loan people to find Osama Bin Ladin?

How about the AARP? Just tell them he recently turned 50. I promise you, they will find him and inundate him with informative brochures that explain the advantages of joining up.

Why don't we get the Student Loan people to find Osama Bin Ladin?

United State is in GREAT DEBTS.......................

Why don't we get the Student Loan people to find Osama Bin Ladin?

That would be great. There's no hiding from them!

Why don't we get the Student Loan people to find Osama Bin Ladin?

Hire a bounty hunter or a good skip tracer from a collection agency.

Why don't we get the Student Loan people to find Osama Bin Ladin?

Why don't we offer a pardon to all the serial killers to find Osama Bin Laden?

I bet that will get results.

Why don't we get the Student Loan people to find Osama Bin Ladin?

Inspired by Mad Scientist....the Stalkers, let all the stalkers out of prison to go find him!

Why don't we get the Student Loan people to find Osama Bin Ladin?

that is so funny - i always thought we should get the mafia - they seem to be able to find anyone, anywhere

and while we're at it, can we find out who the cellphone carrier is for all the terrorists on the pakistani border? they seem to be able to communicate w/ease %26amp; yet i sometimes can't get service in the middle of nyc!

Why don't we get the Student Loan people to find Osama Bin Ladin?

YES, That sounds like a good idea and with the $25,000,000, they could go ahead and forgive the loans that poorer students made and everything will okay!!