Is it hard to get a student loan?

It is not exactly %26quot;hard%26quot; you just need to fulfill the loans criteria. Again each loans have different critieria. One common one that you must be a %26quot;full time%26quot; student which means you have to enroll in 12 units of more.

1. The first step to fill out a Free Applications

for Federal Student Aid (FAFSAs) [ This is free and don't get suckered into paying $80 for the fafsa.com site which does the same thing but makes you pay]

Online FREE versions of the FAFSAs are available at www.fafsa.ed.gov. This is a general application to first get CONSIDERED for a loan. You need your income information (taxes and gross income) and your parents if you are still being supported by them. Most people over 21 are not supported by their parents and leave that part blank.

2. submit the application and find the schools that you want to send that information to. There is a link to find your school code.

3. Once the school get the information you get a %26quot;financial aid package%26quot; which are a variety of loans that are listed that are willing to loan you money.

this might include:

Cal Grants

Perkins Loan

Stafford Loan

Federal Loan etc [ there are many]

Some of these loans are by %26quot;private%26quot; lenders as well which mean they are not connected to the government. The upside of Federal loans is that the interest tends to be low and you can defer repayment until after you graduate.

Generally then you make an appointment with the financial aide office at your school and they go over your options. You have to sign a contract that says even if you drop out of school you have to repay the loan rain or shine.

4. To find money you might also apply to scholarships: Free scholarship information www.FastWeb.com [Every year there are millions of dollars of unclaimed scholarships]

.

Offers a no-fee search service for college scholarship and financial aid resources. www.scholarships.com [ABSOLUTELY don't pay to find scholarships as the information should be free to find on the web and at any good library.]

5. Another thing that colleges offer is %26quot;Work study%26quot; which means if you work on campus; it will pay a lot of your college fees. This is ideal for students and getting a library workstudy is not bad.

6. My last advice is NOT

to use your credit card as a loan option as the interest rates 30% and up and it is a scam. [Remember that State colleges and especially junior colleges have %26quot;relatively%26quot; low tuition. At Los Angeles City college (a junior college) a class is around $60 versus at USC (private school) it will set you back $3,000

Good luck and don't let finances from preventing you to going to college. Where there is a will, there is a way. You can do it!!

Is it hard to get a student loan?

In the USA, there are guaranteed student loans, where the amount awarded is dependant upon your economic status.

They are available to most people, and the form can be filled out on-line.

Note: If you aren't certain you are going to apply yourself, avoid these loans. They only continue to loan money as long as you maintain good academic standing. And they won't pay for a course twice.

Is it hard to get a student loan?

There are two sources for student loans -- the federal government and private lenders. In order to obtain most federal student loans, you will first need to file the Free Application for Federal Student Aid (FAFSA). In most%26lt;!--instances the FAFSA is required for all federal financial aid including federal student loans. Deferment options are available while you are still attending school at least half-time. There are four main federal loan programs.

http://best-loans.awardspace.com/student...

Federal loan consolidation is for students who are in repayment status or parents who wish to extend the repayment period on their current PLUS and obtain a fixed interest rate for the life of the loan--%26gt;you can combine all of your eligible federal student loans into one loan with a Federal Consolidation Loan. Consolidating also locks the interest rate you pay on your loan.

Is it hard to get a student loan?

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Is it hard to get a student loan?

I have tried it myself, here is some good informations.http://studentloan.online-helpers.info/c...